Why Your Job’s Life Insurance Isn’t Really Yours

Many employees believe their job’s life insurance is enough — until the moment they need it. Workplace insurance does not belong to you. It belongs to your employer.

If you quit, get laid off, retire, or your company restructures, that policy stays behind. And most job policies only cover one year of your salary, which is rarely enough to pay for a funeral plus the financial responsibilities left behind.

Your family deserves protection that stays with you — not with HR paperwork.

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