Why GoFundMe Is Not a Financial Plan

GoFundMe is often used when families lose someone they love, but it was never meant to replace financial planning. I know this personally. My family lost three loved ones who did not have life insurance. Each time, we had to raise money while grieving. While GoFundMe helped in the moment, it did not create peace, stability, or long-term protection.

Life insurance planning helps families prepare before a loss happens. It can help cover funeral costs, replace income, and remove financial pressure during emotional times. Families who plan ahead do not have to rely on donations or social media for support.

GoFundMe reacts to crisis. Life insurance prevents it. Planning early helps families focus on healing instead of money.

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