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The Hidden Limitations of Workplace Insurance

  • Writer: Nikita Dates
    Nikita Dates
  • Dec 8, 2025
  • 1 min read

Most people don’t realize workplace life insurance has strict caps, often between $25,000–$50,000 for employees.

That barely covers a funeral, let alone mortgage payments, medical bills, or lost income.

You need coverage that reflects your real life — not your job’s budget.


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